WHAT WE OFFER
Our advisers have significant experience in a range of areas, and are able to provide bespoke specialist advice on everything from mortgages to pensions.
While there are many places to turn to for financial advice, an Independent Financial Adviser (IFA) is able to offer you unbiased advice on financial products across the entire market.
We know how time consuming it can be to establish exactly which mortgage is right for you. Our financial advisers can help you select the best mortgage available, and help with the paperwork that comes with it.
When it comes to more complicated financial matters such as investments or pensions, a financial adviser who knows the ins and outs can point you in the right direction.
SAVINGS & INVESTMENTS
There are many different types of savings and investments, each with different structures and tax implications. We can discuss your aims and objectives and recommend the most suitable ways to achieve your goals.
Taxation can be very complicated. The rules, reliefs and allowances often change, meaning it is important to stay on top of the current laws to ensure you're managing your finances in a tax-efficient way.
PENSIONS & RETIREMENT
As pension specialists, we can provide advice on areas of pensions which other advisers simply aren't qualified to advise in. We can help you decide how much you should be putting in your pension as well as ensuring that your pension contributions are tax efficient.
Unfortunately, estate planning is not just for the retired or the wealthy. We can help arrage your estate appropriately so that it is distributed in line with your wishes.
Equity release describes a range of products that allow you to release the cash tied up in your home without moving. Niche are regulated by the FCA to advise and sell equity release products.
Hopefully you will never need to make a claim against your insurance. However, if the time comes, you want to be absolutely sure that the insurance you have is right for you. Here at Niche, we can help decide what type and level of insurance is suitable based on your current situation.
LONG TERM CARE
Providing long term care can sometimes be a serious financial burden on those who need care and their relatives. We work closely with care providers and solicitors to provide specialist advice on care fees and funding long term care.
SERVICES TO OTHER IFAs
We are a firm of Chartered Financial Planners with a team of highly knowledgeable advice givers. With this in mind, we have the capacity to increase our business and look after a larger "bank" of clients without reducing the quality of our service.
Why choose Niche?
Our team of Independent Financial Advisers are highly experienced and can offer advice from all areas of Finance.
Why seek Financial Advice?
It’s never the wrong time to review your finances and ensure that they are on track.
After all, your financial wellbeing plays a part in nearly everything you do and may plan to do in the future.
Whether you’re looking for the best pension plan, mortgage, investment scheme or life assurance policy, there is definitely a product that’s right for you. However, with so many different options available, tracking down the right one can be a time-consuming and costly experience.
Some financial products are simpler than others. Most people understand how basic insurance works – for your car or home, for instance. You can check the terms, levels of cover and conditions of the policy yourself, fairly easily. This means that these products can be purchased direct from the insurer, without the need for advice.
However, when it comes to long term savings products such as investments or pensions, and other areas like protection, it’s not so easy. There are lots of different avenues you can go down. Having an independent financial advisor who knows the ins and outs of these and who can point you in the right direction, is always a bonus.
Sadly most of us have received only basic education about personal finances and therefore do not have the knowledge that is required to make these judgements alone. In the same way as you would turn to a doctor if you have health problems, you should seek professional help when it comes to your finances.