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I found out about Niche from a work colleague and was impressed with what he told me about them and so gave them a call to arrange an initial meeting (which was free) to get some idea of what I wanted to do with my pension pot.
My wife and I met with Tom Powell who made us feel at ease and chatted about why I wanted to reinvest and what Niche could do for me. After the initial meeting I decided that Niche were the IFAs I wanted to deal with and asked them to build a portfolio for me showing possible outcomes for the type of investments that interested me.
We then met with Tom again and he went through everything that could happen with my investments (the good and bad). After a few days to consider our options we decided to go ahead and signed up. We are very happy with the way everything was dealt with and would definitely recommend Niche IFA as the people to go to for financial advice.
- Simon Farrow
We found Niche an excellent company to be involved with. They continually make contact to see if you are happy with the way your money is performing for you. In house visits are extremely beneficial and everything was explained to us in terms that we could understand. We are very happy with the service received and would definitely recommend their services.
- Jacky & Paul Guy
From the onset I was dealt with in a professional manner. I was treated with respect and my reasons and views were listened to fully. I was made to feel part of the whole transfer process and was kept informed every step of the way. The portfolio that was put together for me was excellent as it demonstrated many options and scinarios. I would definately recommend Niche to anyone who was thinking about seeking any type of financial advice and guidance. Thank you everyone at Niche.
- Angela Morgan
From the outset Niche provided a very comprehensive plan, projection and presentation for combining my 5 pension schemes, offering great advice with no pressure to proceed. Throughout the process of the transfer communication was very good including regular calls and weekly progress reports via email. I would recommend Niche IFA as a very professional company for anyone else considering the consolidation of multiple pensions.
- Karl Goode
I was looking online for a well recommended Financial advisor after having some initial poor meetings with two previous people. Niche were recommended in an article by the times newspaper which I found interesting, and decided to look into the business a bit further.
My wife and I had pensions we wanted to transfer in excess off £200,000 into one pension pot with a view to retire a few years down the road using a drawdown. I rang Ray at Niche and arranged an appointment for us both.
Both Ray and Tom met us late on Friday afternoon for an initial one hour free consult, we stayed for over 2 hours and left very impressed with both the two gentlemen but also the business ethic of the firm. Ray by his own admission is a pension geek and what he does not know is not worth knowing.
After obtaining all the information about our pensions and having to do some decidedly difficult work obtaining transfer rights and benefits we had a further meeting and and signed on with them to look after our pension investments, time will tell how they go but they could not have been more professional and further to this gave both myself and my wife complete confidence in them and the firm seems to radiate a positive energy, it helps that both the guys were nice people who made us both understand what they were aiming to do for us but explaining in a way that we both understood, some of the jargon can be difficult but we both left feeling confident in our future which was fantastic.
I have already put friends of mine onto Niche as they have similar pensions to sort out and would not have recommended them if I did not have complete trust in them.
- Robert Phillips
I found Niche to be professional at all times. The transfer of my pension was completed swiftly and painlessly. I was fully communicated to at all times. I would definitely recommend their financial Services.
I have already recommended them to my work colleagues.
- Susan Smith
I took quite some time to find Niche - a lot of IFA's can't handle the more complex pension transfers - they aren't allowed to.
I hadn't much idea about how persistent you need to be with some pension administrators to achieve my goals and Niche provided me with updates and chased the scheme administrators throughout the process.
And then when it came to settling my account with Niche, I have to say I was pleasantly surprised. I understand that charges will always vary according to how much work has to be undertaken, but a final bill of less than a quarter of the most expensive quote should serve to tell you that there is still some sharp practice out there. Good price, great service, high ability.
I wasted maybe 4 or 5 weeks finding these guys - I shan't use anyone else from now on.
- Steve Freathy
I have been dealing with Niche for over 15 years and throughout that time have always found their service to be excellent in every respect.
Most recently they arranged an equity release package for me and throughout the procedure, from an early meeting with Ray and Tom, through to a successful conclusion, I was really impressed with the professional way the whole process was managed.
I have no hesitation whatsoever in recommending them for all financial matters for which you require advice.
- C Brown
Tom Powell was incredibly efficient and effective in arranging my mortgage, life and home insurance.
His communication was open, honest and timely. All questions and queries were quickly dealt with and he had a great personal touch, so he really understands your needs.
He went out of his way to make sure the whole process went as smoothly as possible.
I would highly recommend Tom and I will definitely be using him for all my financial needs going forward.
- Steve Harris
Thank you for your help, advice and assistance in transferring my pension from my previous employer into a SIPP with the view of investing in commercial property.
I found your details via Google as I was looking for a financial adviser that could help me. Without any previous contact or personal recommendation, I must admit I was feeling a bit unsure whether Google was the best method of finding help for one of the largest financial transactions of my life.
Your website provided me with all the information that I required to feel confident about getting in touch. From the first contact, I felt confidence and professionalism from you and from your wider team. The timeline was very tight particularly as we were looking to complete most of the work over the Christmas holidays. Everything you said would happen, happened and in a timeline manner. Cameron and Tom in your team were very professional and kept on top of all the requirements.
The funds made it to the new SIPP and I have now started the search for a commercial property to invest in. A big thank you to you and your team.
- Andrei Tartza
Transferring out of a DB pension is a major financial decision, not to be taken lightly. The service I received reflected my original mandate and was pitched at a level that was appropriate to my investment experience. Ray and his team provided the comprehensive information and advice that I needed to understand my options, assess the risks and ultimately make an informed decision. I had a good experience using Niche and would be be more than happy using them again for advice.
- Kevin Hurst
Excellent professional service from start to finish with Robyn & Ray, excellent communications, everything on time as stated.
Would have no hesitation in recommending Niche to others and indeed I will be using them again.
- Steve Simmonds
Your servicing of my account has been first class and I have had no
hesitation in recommending you to colleagues. Ray has a professional
team and set up that you should be proud of one that really puts the
- Gary Jones
Niche IFA helped when I was struggling to move a pension from DB to DC. No one else was confident enough to help given the regulatory background to such moves.
Ray and James were consummate professionals, were able to understand my individual circumstances and apply a reasoned, but customer-focussed, judgement in their final report. They then supported me in completing relevant documentation and chasing the relevant third parties.
I am eternally grateful - as I now have the pension provision I required and am watching it do very well.
I could not have done it without the team at Niche. Wholeheartedly recommend them to anyone thinking of doing the same.
- Daniel Barrington-Fox
Arvans Civil Engineering appointed Niche IFA to facilitate a SSAS pension on behalf of the Company. We required a speedy transaction between ourselves and the pension providers and that is exactly what we got thanks to Ray and Tom.
Any questions we had were, and still are, answered immediately, which is essential when attempting to adhere to a strict deadline.
A representative of Kilsby and Williams Chartered Accountants recommended Niche to us and we also would have no problems in recommending Niche IFA.
- Paul Griffiths
I am not pension savvy but felt very safe with Cameron and Ray dealing with my pension that I had worked so hard to earn.
I am never afraid to ask any questions or concerns. I am more than happy to recommend them to my friends and colleagues as pensions are such a minefield. Thank you so much for making such a difference to our lives and dreams.
- Kerry Glastonbury
I felt all my questions and reserve's were answered fully. Niche advised and acted with changes within the pension's sector and alway's have my best interest's at heart.
- Adrian Brice
I've found Ray and his team to be attentive, professional and genuinely interested in their client's wellbeing. None of the usual flannel or hard sell tactical commission, but they've shown a genuine interest in providing long term solutions tailored to meet my aims and ambitions.
- Richard Winterbottom
I liked the friendly and informal attitude with a professional approach to providing financial adivce.
- Lalit Kumm
I have been a customer of Niche for a few years now and have found them extremely good and knowledgeable on a wide range of financial matters. I use them for all my financial affairs, whether for transactions or just advice.
I would strongly recommend them for all financial planning.
- Stephen Newman
Niche Chartered Financial look after our investments well, and give sound advice with real focus on our personal financial needs. They are reliable and helpful. We would recommend them to anyone who needs advice with financial matters.
- John & Kristina Taylor
At an important stage in life, i.e. retirement and needing to get the most out of my savings etc., I was helped all along the way by Gareth. He was helpful, polite without being stuffy, happy to meet when and where it suited me and had lots of information to assist me in making a decision about what to do. I would definately go to Niche again if I needed to.
Thanks Gareth for taking the sting out of decision making.
- David & Christine
Open and honest and giving good advice. I would recommend Niche to anyone.
- Phil Bromley
Excellent outcome and always available to help. I would recommend their services to anyone.
- Phil Brailey
Ray helped us structure our finances for the future, suggesting options that otherwise would not have ocurred to us.
Very friendly and efficient service.
- Sue Garland
Ray Adams at Niche is a very knowledgable IFA who takes time to get to know his clients, and gives straight-talking advice using language that doesn't baffle. He's a successful businessman who always has a new venture/story to tell you about, and he takes time to talk through ideas and options but isn't pushy if you decide not to pursue something. Ray is a friendly person and has a manner which makes you leave each appointment reassured and with a sense of optimism.
The firm employs specialists in areas such as taxation and mortgages, and therefore offers a holistic approach to all matters financial. We highly recommend them.
- Dr Tim & Mrs Kate Sheppard
Didnt try and flog us critical illness, instead let us set the agenda (particularly mortgage advice). Very helpful, thank you.
- Chris & Frances Chubb
I have been with Niche since 2005 - during this time Ray and his team have provided me with excellent advice on mortgages, pensions and savings.
I have absolutely no hesitation in recommending them to anyone looking for financial advice, pension planning or help with a finding the right mortgage.
- Martyn Williams
On meeting with this company we immediately felt complete confidence in their professional understanding of our finances. With their expertise, tact and patience and explanation of the financial market, as well as a clear view as to where we were at, we felt completely at ease and no pressure to act upon any of their financial moves or suggestions.
We would thoroughly recommend this company to anyone.
- David & Marilyn Davies
Ray and his team leave you with the feeling that they are 'on your side', and are pretty transparent about what they will earn from managing your affairs. Ray himself manages to balance an enthusiasm, with a light hearted touch whilst remaining professional. I'd happily recommend Niche IFA, and have already done so.
- Jamie Methuen
I stumbled upon Niche Finance many years ago via Google whilst I was looking for a local Finacial Advisor to review and collate the numerous pension schemes I had accumumlated. Ray Adams dealt with my query and we had a meeting where not only my pension situation was reviewed but also all other areas of my personal finance.
The advise given was bespoke to my current personal financial situation and I felt they always consider both my immediate and future needs.
Not only do I have a manageable pension account, but i have also enjoyed many years of an excellent mortgage rate after accepting Niche advise to change from a fixed to tracker mortgage.
I recently revisted Ray Adams conscious that I had not had a financial review for some years and felt very positive that my finances are in a healthy position and for this I thank him for making me a little more 'money savvy'.
I have since recommended friends and family.
- Tracey Lawrence
I was introduced to Niche by a friend who was working with the financial services and personal insurance industry as I had several pension policies which I had taken out over the years and was advised that there were no better organisation to review and consolidate them for me.
From the moment I met with Niche it was very apparent that not only were they very professional and knew what they were talking about but were also very customer value focused, believing in long term relationships rather than quick gain. Over the past 12 months I have got to know the team better and seen their outstanding business ethics first hand. It is refreshing to see in today's times a company that place the customer and their needs first. It really is a one stop shop for all your financial planning from pensions and insurance to investments and planning for the future.
I would have no hesitation in recommending Niche to any individual or organisation looking for professional and sound financial advice.
- Andrew Beddoe
After my marriage came to an abrupt end I was recommended to Niche by a close friend at the beginning of 2012. I am in a senior management role with a blue chip company but I had neglected my own financial planning not realising how important this would be in my future. When this life change was forced upon me I was forced for the first time to review all of my financial affairs which was a dainting task.
Ray, the Managing Director gave me the overwhelming feeling of being in safe hands right from the first meeting and demonstrated both understanding and patience and flexibility, working around my hectic work schedule. Every step of the way the Niche team have given me a full picture of what was on offer and all the options for me to choose from with transparencies on the commissions and fees they receive. The knowledgeable advice I received from Niche gave me the confidence to make decisions about all of my finances including pensions, insurances and mortgage.
I could not have imagined in six months I would be so in control and firmly in the driving seat with my finances both in the short term such as opting out of the company car scheme in favour of an allowance and transferring to reward loyalty credit cards for company expenses to longer term pension and investment planning.
If, like me you were putting off getting in touch with someone because you had little or no experience of financial planning do not fear Ray and the Niche team will help you every steps of the way and make it an understandable and less fearful experience.
- Deborah Bees
Having used Niche CFP for a number of years, I can thoroughly recommend their services to anyone.
Their service is prompt, professional, courteous and they have a responsible attitude to their clients and I will happily continue to use their services for my financial needs.
- Rhydian Jenkins
Sometimes I am wary of recommending companies to family and friends but I would have no hesitation of recommending Niche to anyone, I find them very efficient ,friendly and they always come to you when they say are going to.
All I can say is have a chat to Ray & his team, you won't be disappointed.
- Tim Day